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Can I repay my CBILS loan early?

You’re always welcome to repay early, but there’s no real rush with CBILS.

Mateusz Malta avatar
Written by Mateusz Malta
Updated over 4 years ago

Our CBILS loan lasts up to five years but if you’re back on track and want to repay early then we can absolutely help with that (and we never charge a fee for it).

Remember: you don’t pay a penny for your loan for the first year

The government pay your interest for the first 12 months - so financially speaking, there’s no benefit in repaying your loan before the first year is up. The economy’s changing fast, and you never know when the money might be useful.

There’s a few ways you can repay early

  • If you only have one loan with us: just head over to your account page, click “Make an early repayment” and follow the steps.

  • If you have two loans with us: give your account manager a call on 020 3397 3375, let them know which loan you’d like to repay and how much.

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