iwoca offers a flexible credit facility to support the thousands of small businesses that struggle to access finance through the banks. More startup than financial institution, we use technology to eliminate the cost and complexity associated with traditional business finance. 

Importantly, iwoca is extremely fast. You can sign up in as little as 5 minutes and funds can be in your account within hours of completing your application. We also offer a simple product without complex fees and offer far more flexibility. Find out more about our product here

In addition, our platform allows you to link your online accounts such as Amazon, PayPal or Xero to build a 360 degree view of your business. We analyse the data behind your business to make fair credit decisions based on your business turnover, customer feedback and other sales data not easily accessible to banks.

How do I know that I can trust iwoca?

We are responsible lenders and are committed to operating with the highest integrity. One of the many things our customers like about us is our honest and transparent approach. 

We are a member of the CCTA and are regulated by the Financial Conduct Authority. 

Furthermore, we have been featured in the national press and have won numerous industry awards.

What do our customers say about iwoca?

We have helped thousands of customers establish, run and grow their businesses. You can take a look at our customer feedback on Trustpilot. We’re very proud of what our customers say about us! 

Our customers value the flexibility that we offer, together with our speedy service and individualistic approach. We treat each and every customer with extra care, by providing a dedicated Account Manager who would be happy to help with anything you might need.

If you have any questions, send us a message by clicking the icon at the bottom right of your screen. 

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