Your registered debit card will be automatically charged 30 days after the funds have been issued, however if you do wish to make an early repayment, you may do so following the steps below.

How do I make an early repayment?

You can make repayments at any stage of your loan period, without incurring any penalties.

There are three simple ways to make a payment:

  1. Log into your account, go to the ‘Repayments’ tab and then choose “Make an early repayment”.

   2. Make a bank transfer to iwoca, quoting your unique reference number. The iwoca account details and your reference number can be found in the ‘Repayments’ section of your online account.

   3. Contact your account manager, who will process your payment request. Find out how to contact your account manager here.

Where can I find my full repayment schedule?

To view your full repayment schedule, log into your iwoca account and go to the ‘Overview’ section.  

You can choose the amount you want to draw down by moving the slider or typing in an amount, and you’ll then see your new repayment schedule. 

Your first repayment will be due either seven or 30 days after your first withdrawal. 

If your repayment date falls on a weekend or bank holiday, your payment will be due on the next working day.

What reference do I use when making payments by bank transfer?

When you make a payment to iwoca, you need to quote your unique reference number so that we can connect the payment to your account. You can find this by logging into your iwoca account and going to the ‘Repayments’ section.

If you have any questions, send us a message by clicking the icon at the bottom right of your screen. 

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