What is iwocaPay?

We make settling up simple for you and your customer

Think of iwocaPay as an online checkout for your invoices. Your customers choose to Pay Now in just a few clicks or Pay Later and spread the cost over 90 days - and either way, you get paid up front every time.

With iwocaPay, there’s no risk. No missed sales. No chasing invoices. Just a better service for you and your customers.

How does it work?

Once you're signed up all you need to do is add the option to pay via iwocaPay to your invoices.

  1. Add an iwocaPay pay link to your invoices - Make them in your iwocaPay dashboard or connect your Xero account to add them automatically.

  2. Your customer chooses to Pay Now or Pay Later - Stand apart from the competition by letting your customers choose how they pay, without taking on the risk.

  3. You get paid up front - As soon as your customer checks out you get paid, no matter what option they choose.

  4. Spend less time on invoice admin - Match invoices to payments with ease and no more chasing unpaid invoices.

How is iwocaPay different to invoice finance?

We help businesses offer their customers more choice around how they pay an invoice. We don’t purchase or take control of invoices and we don’t believe in complexity.

How do I sign up for iwocaPay?

You can sign up for iwocaPay here.

Who is iwocaPay for?

It’s for businesses that want to get invoices paid sooner, by making it easier for their customers to settle up.

Can I speak to someone?

Sure, feel free to give us a call on 020 3778 0549 or email us at pay@iwoca.co.uk.

Who are iwoca?

iwoca is a fast, flexible source of business finance for all UK businesses. Christoph and James launched iwoca in March 2012. Since then we've grown exponentially, lent over one billion pounds to small businesses across the UK and most importantly have thousands of happy customers (check out our feedback).

What does the name iwoca mean?

iwoca stands for instant working capital.

Is iwoca a bank?

No, we're technology-based finance company or ‘FinTech’. We use technology to make it easy and straightforward for small businesses to access finance when they need it. 

Where are you based?

We are based in central London, on the 5th floor of 247 Tottenham Court Road. Drop by for a chat if you are in the area!

Can I trust you?

Absolutely. We are a member of the CCTA and we've been rated excellent by more 4,300 of our customers on Trustpilot. We've also been featured in the national press and won many industry awards.

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